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CATEGORIES:Lectures & Presentations
DESCRIPTION:"YOLO and GIGO: Fintech and Financial Literacy Gaps in College"
 :\n\nIn an era where "You Only Live Once" (YOLO) meets "Garbage In\, Garbag
 e Out" (GIGO)\, college students\nare navigating a complex financial landsc
 ape shaped by rapid technological advancements and evolving\nsocial attitud
 es. This seminar explores the intersection of financial technology (Fintech
 ) and financial\nliteracy among college-aged individuals\, highlighting the
  critical gaps that exist in their understanding\nand application of modern
  financial tools.\nWe'll delve into how the YOLO mindset influences spendin
 g habits and financial decision-making\, often\nleading to short-term grati
 fication at the expense of long-term financial health. Simultaneously\, we'
 ll\nexamine how the principle of GIGO applies to financial education and de
 cision-making in the digital age\,\nwhere misinformation can lead to costly
  mistakes.\nThe seminar will cover:\n1. The rise of Fintech applications an
 d their impact on personal finance management\n2. Common misconceptions abo
 ut money management perpetuated by social media and peer\ninfluence\n3. The
  double-edged sword of easy-to-use financial apps and the importance of und
 erstanding\ntheir underlying mechanisms\n4. Strategies for developing criti
 cal thinking skills in financial decision-making\n5. Bridging the gap betwe
 en technological financial tools and fundamental financial literacy\nPartic
 ipants will gain insights into recognizing and addressing their own financi
 al literacy gaps\, learning\nto leverage Fintech responsibly\, and developi
 ng a balanced approach to money management that aligns\nwith both short-ter
 m enjoyment and long-term financial security. This seminar aims to empower 
 college\nstudents to navigate the modern financial world with confidence\, 
 combining the ease of technology with\nsound financial principles.
DTEND:20250410T220000Z
DTSTAMP:20260422T015753Z
DTSTART:20250410T210000Z
GEO:39.326877;-82.101631
LOCATION:Copeland Hall\, 633
SEQUENCE:0
SUMMARY:Applied Finance Center - Financial Literacy Workshop
UID:tag:localist.com\,2008:EventInstance_49257560533740
URL:https://calendar.ohio.edu/event/applied-finance-center-financial-litera
 cy-workshop
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